Certificate in Cosmetology and Related Personal Grooming Services. — ROI at Stewart School
SD · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Cosmetology and Related Personal Grooming Services. at Stewart School
Net Annual Cost
$18,015
After grants & scholarships
Median Earnings
$25,138
Median salary after graduation
Net Debt
$8,863
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$25,138 × 20 years
+$502,760
Total 1-Year Cost
$18,015 × 1 years
−$18,015
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$8,863 principal × 1.35 (interest)
−$11,965
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$367,220
Graduation Rate
80.6%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 1-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.