Certificate in Health and Medical Administrative Services. — ROI at Pennco Tech-Blackwood
NJ · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Health and Medical Administrative Services. at Pennco Tech-Blackwood
Net Annual Cost
$26,417
After grants & scholarships
Median Earnings
$20,555
Median salary after graduation
Net Debt
$6,039
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$20,555 × 20 years
+$411,100
Total 1-Year Cost
$26,417 × 1 years
−$26,417
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$6,039 principal × 1.35 (interest)
−$8,152
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$463,469
Graduation Rate
66.3%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 1-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.