Certificate in Community Organization and Advocacy. — ROI at Holyoke Community College

MA  ·  Based on U.S. Department of Education College Scorecard data

Financial Breakdown for Community Organization and Advocacy. at Holyoke Community College

Net Annual Cost

$13,587

After grants & scholarships


$0

Median Earnings

$30,777

Median salary after graduation

Net Debt

$5,988

After personal savings applied


$0

20-Year Net ROI Projection

Gross Earnings (20 years)

$30,777 × 20 years

+$615,540

Total 1-Year Cost

$13,587 × 1 years

−$13,587

Estimated Debt Payoff Includes estimated interest over a standard 10-year repayment plan.

$5,988 principal × 1.35 (interest)

−$8,083

Baseline Opportunity Cost The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.

$42,000 median no-degree salary × 20 years

−$840,000

20-Year Net ROI

-$246,130

Graduation Rate

27.3%

of students complete their degree

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How we calculate ROI

20-Year Net ROI = Gross Earnings − Total 1-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost

Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.

Data sourced from the U.S. College Scorecard.