Certificate in Teacher Education and Professional Development, Specific Levels and Methods. — ROI at Columbia Central University-Caguas
PR · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Teacher Education and Professional Development, Specific Levels and Methods. at Columbia Central University-Caguas
Net Annual Cost
$12,377
After grants & scholarships
Median Earnings
$10,475
Median salary after graduation
Net Debt
$5,760
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$10,475 × 20 years
+$209,500
Total 1-Year Cost
$12,377 × 1 years
−$12,377
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$5,760 principal × 1.35 (interest)
−$7,776
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$650,653
Graduation Rate
56.9%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 1-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.