Bachelor's Degree in Biology, General. — ROI at University of the Incarnate Word
TX · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Biology, General. at University of the Incarnate Word
Net Annual Cost
$45,850
After grants & scholarships
Median Earnings
$34,429
Median salary after graduation
Net Debt
$27,000
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$34,429 × 20 years
+$688,580
Total 4-Year Cost
$45,850 × 4 years
−$183,400
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$27,000 principal × 1.35 (interest)
−$36,450
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$371,270
Graduation Rate
52.5%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 4-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.