Bachelor's Degree in Bible/Biblical Studies. — ROI at SUM Bible College and Theological Seminary
CA · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Bible/Biblical Studies. at SUM Bible College and Theological Seminary
Net Annual Cost
$24,340
After grants & scholarships
Median Earnings
$23,678
Median salary after graduation
Net Debt
$29,299
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$23,678 × 20 years
+$473,560
Total 4-Year Cost
$24,340 × 4 years
−$97,360
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$29,299 principal × 1.35 (interest)
−$39,553
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$503,353
Graduation Rate
44.7%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 4-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.