Bachelor's Degree in Teacher Education and Professional Development, Specific Subject Areas. — ROI at State University of New York at Oswego
NY · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Teacher Education and Professional Development, Specific Subject Areas. at State University of New York at Oswego
Net Annual Cost
$27,155
After grants & scholarships
Median Earnings
$36,489
Median salary after graduation
Net Debt
$24,452
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$36,489 × 20 years
+$729,780
Total 4-Year Cost
$27,155 × 4 years
−$108,620
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$24,452 principal × 1.35 (interest)
−$33,010
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$251,850
Graduation Rate
62.2%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 4-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.