Bachelor's Degree in Specialized Sales, Merchandising and Marketing Operations. — ROI at Indiana University of Pennsylvania-Main Campus
PA · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Specialized Sales, Merchandising and Marketing Operations. at Indiana University of Pennsylvania-Main Campus
Net Annual Cost
$26,405
After grants & scholarships
Median Earnings
$40,480
Median salary after graduation
Net Debt
$27,000
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$40,480 × 20 years
+$809,600
Total 4-Year Cost
$26,405 × 4 years
−$105,620
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$27,000 principal × 1.35 (interest)
−$36,450
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$172,470
Graduation Rate
52.2%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 4-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.