Associate Degree in Liberal Arts and Sciences, General Studies and Humanities. — ROI at Utah Tech University
UT · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Liberal Arts and Sciences, General Studies and Humanities. at Utah Tech University
Net Annual Cost
$19,660
After grants & scholarships
Median Earnings
$23,178
Median salary after graduation
Net Debt
$8,434
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$23,178 × 20 years
+$463,560
Total 2-Year Cost
$19,660 × 2 years
−$39,320
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$8,434 principal × 1.35 (interest)
−$11,385
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$427,145
Graduation Rate
34.8%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 2-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.