Associate Degree in Liberal Arts and Sciences, General Studies and Humanities. — ROI at College of the Mainland
TX · Based on U.S. Department of Education College Scorecard data
Financial Breakdown for Liberal Arts and Sciences, General Studies and Humanities. at College of the Mainland
Net Annual Cost
$8,014
After grants & scholarships
Median Earnings
$27,905
Median salary after graduation
Net Debt
$9,500
After personal savings applied
20-Year Net ROI Projection
Gross Earnings (20 years)
$27,905 × 20 years
+$558,100
Total 2-Year Cost
$8,014 × 2 years
−$16,028
Estimated Debt Payoff ⓘ Includes estimated interest over a standard 10-year repayment plan.
$9,500 principal × 1.35 (interest)
−$12,825
Baseline Opportunity Cost ⓘ The estimated earnings you would make with a high school diploma over 20 years ($42,000/yr), which you forfeit while studying.
$42,000 median no-degree salary × 20 years
−$840,000
20-Year Net ROI
-$310,753
Graduation Rate
27.1%
of students complete their degree
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How we calculate ROI
20-Year Net ROI = Gross Earnings − Total 2-Year Cost − Estimated Debt Payoff − Baseline Opportunity Cost
Baseline assumes $42,000/yr median earnings without a college degree. Debt payoff uses a 1.35× multiplier to account for interest over a standard repayment period.
Data sourced from the U.S. College Scorecard.